Do you think an annuity mortgage suits you best? Then keep in mind that your net monthly costs will increase over the term of the mortgage. You pay the same amount in repayments every month. On the end date, your entire mortgage is repaid. Yet, you will pay slightly more in net terms. This is because the repayment and interest portions of the monthly amount do change. Initially, you mainly pay interest and repay little. So you will benefit a lot from the mortgage interest deduction. Over time, you pay less interest and repay more and more. So your net monthly costs go up.

Would you like to know whether this type of mortgage suits your personal situation? Or would you like to know more about other mortgage types, such as the repayment-free mortgage or the linear mortgage? Schedule a consultation and we will discuss it!

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