Meet the team behind Libero Financieel
We are Libero Financieel. A team of advisors who want to get to know you before giving any advice. Because a mortgage that truly fits you doesn't start with a standard story. It starts with your situation, your wishes and your future.
We help you get a mortgage you won't lose sleep over. One that fits who you are today, and who you want to be ten years from now. Clear, honest and without any hidden surprises.
From the first conversation to the key handover, we take as much off your plate as possible. You always know where you stand, and you have one dedicated point of contact throughout the entire process.
What you can expect from us
100% independent
We work for you, not for a lender. We choose the mortgage that best suits your situation — always.
Personal contact
No call centres, no queues. You have one fixed point of contact throughout the entire process.
Advisor and buying agent
Together with Libero Aankoop we guide you through finding and financing your home.
The people behind Libero Financieel
Mortgage advice is personal. That's why we'd like to introduce ourselves.
Johan is a true sports enthusiast. Tennis, football and above all running are his great passions. A few times a year he escapes the Netherlands for a working holiday in Tenerife: recharging, relaxing and clearing his head. He always comes back with the most innovative ideas.
His mission: to give you financial peace of mind by thinking in solutions. Johan is resourceful and solution-oriented — and clients notice. We call on his expertise for complex situations that call for creative mortgage advice. He also continuously works on modernising our processes, including making it possible to take out a mortgage entirely online.


Denise loves to travel. Discovering new cultures and enjoying nature with her partner: that's where her heart lies. She shares that love of nature on the slopes too — a ski holiday is non-negotiable.
Her mission: to continuously improve our services for you. Denise optimises our processes and actively supports the back office. There's a good chance you'll speak to her personally on the phone — direct contact, no intermediaries. As a buying agent, she combines the best of both worlds.
Sven is a passionate football fan through and through. He plays himself and is a loyal FC Twente supporter — home and away, he's always there.
His mission: to be the bridge between mortgage advice and buying guidance. Sven makes sure both sides of your journey connect seamlessly. Need to move fast after a viewing, or does your advisor have a question about the housing market? Sven handles it. And where needed, he also supports the front office — so you're always helped quickly and well.


Reinoud is someone who knows how to enjoy life. During the summer months you'll often find him at the campsite with his wife and two children.
His mission: to find the financial solution that fits your situation. And that's different for everyone — Reinoud knows this better than anyone. He believes it's important that you understand the financial choices you're making. Only then can you truly be satisfied. Reinoud stands for a thorough approach, clear explanations and, above all, financial peace of mind for you.
Jan-Hendrik is a sporty father of four. At weekends you'll find him enthusiastically cheering on his kids from the sidelines at football or hockey. He also enjoys golf, the gym and FC Twente home matches.
His mission: with over 25 years of experience as a certified mortgage advisor, financial expert and private life planner, he knows exactly how to capture your wishes clearly and precisely. He helps you take the right steps forward, always with a fresh, no-nonsense approach.


Renate is a mother of three and knows better than anyone how busy life can get. Yet several times a week she picks up the kettlebell — and that's not a hobby, that's a passion. She already has several championships to her name.
Her mission: to make sure everything runs smoothly behind the scenes. As our back office specialist, Renate keeps the process tight and organised so your mortgage journey doesn't face any unnecessary delays. From checking documents to preparing applications: Renate makes sure everything is on time and in order.
Ready to get acquainted?
A first conversation is always without obligation. Tell us your situation and we'll tell you what we can do for you.

