Our mission: financial peace of mind for everyone | Libero Financieel
We believe a mortgage is more than a loan. It is the foundation of your life. Of your dream home, your plans, your future. That is why we don't give standard advice. We get to know you — and only then do we choose the mortgage that fits you together.
That is our mission. That is why Libero Financieel exists.
Financial peace of mind. That is what we give you.
Financial stress is tough. The housing market is complex, the rules change constantly and there is a lot to take in when you are buying a home or looking to adjust your mortgage. We take that burden off your shoulders.
Not by quickly selling a product, but by genuinely taking the time. We ask the questions that matter: what do you need right now? What changes in five years? What does your life look like if you have children, work fewer hours or retire?
Based on those answers, we give you tailored advice. A mortgage that works today and moves with you tomorrow.
Our vision: a mortgage that moves with you
100% independent advice
We are not tied to any single lender. We compare the full market and always choose what is best for you — not what is most profitable for us. That is independent advice in the truest sense of the word.
Personal, from start to finish
With us, you always deal with the same adviser. No call centres, no being passed around. Someone who knows your situation and who you can call whenever something changes in your life.
Thinking ahead
A mortgage is a commitment for decades. We look beyond today. Together we discuss what your life might look like in ten or twenty years — and how your mortgage connects to that.
Online and in Enschede
We hold advice meetings via video call or at our office in Enschede. You choose what suits you best. Working digitally, but with a personal face — that is how we like to work.
Who we are
Libero Financieel was founded in 2021 with one conviction: mortgage advice should be more honest, more personal and more accessible. Our office is based in Enschede, but we help clients across the Netherlands.
Through our digital client portal you manage everything in one clear place — from submitting documents to signing your mortgage offer. We are registered with the AFM (registration number 12048441) and are fully transparent about our rates and working method.
Our values
- Honesty: We say what we think, even when it is not always what you were hoping to hear.
- Independence: No hidden interests. We work for you, not for a bank or insurer.
- Personal contact: You are not a file number. We get to know you as a person.
- Forward-thinking: We look beyond the purchase of today. Your long-term financial peace of mind is our goal.
- Sustainability: We always advise on making your home more energy-efficient and the subsidies and benefits that come with it.
- Digital convenience: Through our client portal you arrange everything easily and clearly, wherever and whenever it suits you.
Ready to get acquainted?
A good conversation starts with an honest question. What is your situation? What do you want to achieve? Plan a free introduction and discover what Libero Financieel can do for you.