Mortgage Advice Eindhoven | Libero Financieel
Eindhoven is growing. New residential developments are appearing across the city, the housing market is picking up and more and more people are taking their first or next step on the property ladder. Whether you have a new-build in mind, are moving up from your current home, or work as a tech professional or freelancer and know your situation is just a little different: Libero Financieel provides 100% independent mortgage advice that truly fits you.
Independent advice — your interests first
We don't work for a bank. We work for you. That means no preferred lender lists, just an honest comparison of the entire Dutch mortgage market. We find the mortgage type that best fits your income, wishes and plans for the future.
Many people in the Eindhoven region work at Brainport companies, at ASML or as self-employed professionals, with an income that sometimes looks a little different from what a standard application form expects. We know these situations and know how to present your application at its strongest.
- Access to the full Dutch mortgage market
- Personal advice, no off-the-shelf solutions
- Fixed fee, no surprises afterwards
- Consultations online or at our office in Enschede
Who is our mortgage advice for in Eindhoven?
Eindhoven has a varied housing market: from affordable starter homes to new-build projects across different neighbourhoods. And the buyers are just as diverse. We are here for all of them.
First-time buyers in Eindhoven
Buying your first home is exciting. We help you work out how much you can borrow and which mortgage type suits you. With the Financiële Eisenlijst (financial requirements overview), you know exactly where you stand before you start viewing properties.
Home movers
Selling your current home and buying a new one at the same time takes careful timing. We calculate together what your overwaarde (home equity) means for you, which mortgage type fits and how to make the transition smooth. Read more about mortgage advice for home movers.
Tech professionals and expats
Working at a Brainport company or relocated internationally to Eindhoven? Your situation can be a little more complex: a foreign employment contract, a temporary position or income in multiple currencies. We know what lenders do with that. Read more about mortgage advice for expats.
Freelancers and self-employed
As a freelancer, your income is assessed differently. We know which lenders handle variable incomes well and how to present your application as strongly as possible. More about the zzp-hypotheek (self-employed mortgage).
How does it work?
- Free introduction
We schedule a no-obligation introductory call. Online via video or at our office in Enschede. You tell us what you want; we tell you what we can do for you. - Financiële Eisenlijst
We map out your financial situation: income, debts, housing wishes and plans for the future. This gives you a clear picture of how much you can borrow and which mortgage type suits you. - Finding the right mortgage
We compare the full range of options and advise the mortgage that best matches your needs — not just on interest rate, but on terms and flexibility too. - Application and guidance
Through our digital client portal you can see exactly which documents we need. We keep you informed and handle the application with the lender on your behalf. - Key handover
Everything arranged. You sign at the notary and collect the keys to your new home.
Online or in person: your choice
Libero Financieel is based in Enschede but works across the whole of the Netherlands. A consultation never has to wait for travel: via video call it is just as personal as sitting at the table together, and you schedule it whenever it suits you.
Would you prefer to come in? Our office is at Nijverheidstraat 5 in Enschede. Easy to reach and always welcome.
Whatever you choose: you get the same attention, the same honest advice and the same dedicated adviser from start to key handover.
What does mortgage advice in Eindhoven cost?
We work with a fixed fee. No hourly billing, no hidden costs. You know in advance exactly what you pay and what is included.
- First-time buyer: € 2,495
- Home mover: € 2,995
- Returning client: € 2,795
- Freelancer/self-employed: surcharge from € 200
This fee covers everything: the consultation, finding the best mortgage type, the application with the lender and full guidance through to key handover. Read exactly what is included in our fee.
Frequently asked questions about mortgage advice in Eindhoven
Can I use Libero Financieel if I live in Eindhoven?
Yes, absolutely. Libero Financieel works across the whole of the Netherlands. We are based in Enschede, but consultations also take place online via video call. You do not need to travel anywhere to receive personal mortgage advice.
I work at a Brainport company on a temporary contract. Can I get a mortgage?
It depends on the specific situation, but in many cases it is certainly possible. Some lenders work well with temporary contracts or a letter of intent from an employer. We know which options are available and will work with you to put together the strongest possible application.
What makes Libero Financieel an independent mortgage adviser?
We are not tied to any single bank or lender. We compare the full market and always choose what is best for you, with no commercial interest in a particular provider. Libero Financieel is registered with the AFM (registration number 12048441).
I am a freelancer in Eindhoven. Can I come to you?
Yes. As a freelancer or self-employed professional, there are specific lenders who deal well with variable incomes. We know that landscape well and know how to present your application as strongly as possible. Read more about the zzp-hypotheek.
What is the Financiële Eisenlijst?
The Financiële Eisenlijst is an in-depth conversation in which we map out your full financial picture: income, debts, housing wishes and future plans. After this conversation you know how much you can borrow, which mortgage type fits and how strong your financial position is. Ideal if you are just starting your property search in Eindhoven.
How quickly can I schedule a consultation?
We can usually arrange an appointment within a few working days. Get in touch via the contact page or give us a call. We will find a time that works for you.